Think of the reasons you don’t have insurance. It could be because you don’t think you need it, or more likely, you can’t afford it. It’s easy to assume, when thinking about how much is insurance, that you won’t be able to pay for it each month.
The truth is, you can’t afford not to be insured. From your car, to your home, to your own life — making sure you and your belongings are covered in the event of an accident is essential. And while there’s no one answer to the “how much is insurance?” question, companies have plans available for people of all income levels.
Life insurance is a policy in which the insurer pays a designated beneficiary a sum of “benefits,” or funds, upon the death of the insured in exchange for an insurance premium. Life insurance premiums normally depend on the age and health of the individual obtaining the insurance. Despite being perhaps the most important form of insurance, about six out of 10 Americans surveyed say they can’t remember being offered life insurance in the last two years. That’s why it’s more important than ever to find insurance on your own.
You never know when you might get into an automobile accident, making car insurance equally important. The most popular car in the country at the moment is the Toyota Camry Hybrid. Surprisingly, only about one in seven cars in the U.S. aren’t insured. When thinking about how much is insurance for your car, try looking for cheap car insurance quotes online. It might be easier than you think to find a free online auto insurance quote!
While car insurance can cover your car for most damages, remember to always keep your car doors locked – many car insurance policies don’t cover vehicle theft.
Another highly important type of insurance is homeowners insurance. In the event of a burglary, house fire or natural disaster, homeowners insurance can help you recuperate. Check online to find a homeowners insurance quote you can afford! More on this topic: Compare insurance quotes