Look up in the sky! It’s a bird! It’s a plane! It’s…a Cessna!
Made by the Cessna Aircraft Company, Cessna planes are among the most popular small aircrafts and are well known for their agility and reliability. Although the Cessna Aircraft Company creates a variety of plane models, including business jets, their reputation among aviators and pilots lies with their famous small aircrafts.
Cessna’s small passenger planes are great for both experienced and novice aviators, both of which are required to be properly licensed and insured. General aviation insurance can be expensive, which can add to the cost of owning a Cessna plane. However there are plenty of ways that pilots can save money on Cessna insurance by doing a few simple things that aircraft insurance companies love to see their customers to.
Regardless of the specific kind of coverage, all insurance companies have the same bottom line: minimize risk and therefore cost. Pilots can enjoy lower Cessna insurance rates by proving themselves to be safe aviators and therefore less of a risk.
Here’s how pilots can lower their Cessna insurance rates and experience sky high savings:
Routine training
Drivers can lower their car insurance rates by taking a defensive driving course. Similarly, pilots that regularly participate in flight training can experience discounts and savings on their Cessna insurance premiums. The more certified training you have as a pilot, the less likely you are to have an accident, which means aviation insurance providers will view you as less of risk. For some pilots, recurrent training is mandatory due to the kind of aircraft they own and operate. Even if this isn’t the case with the kind of Cessna you fly, you can reap the safety and cost saving rewards with regular training.
Partners in dime
You can save a great deal on Cessna insurance and the overall cost of ownership by partnering up with with a few other pilots. Many airplane insurance companies allow multiple pilots to be named on the policy at no additional cost, but it’s important to keep in mind that the policy rate will be determined by the pilot with the least experience ? hence the importance of regular training! If you don’t mind sharing ownership of a Cessna, this is an excellent money-saving option.
Time to fly
Unlike auto insurance providers that require higher premiums for drivers who spent a lot of time on the road, airplane insurance providers offer lower premiums for pilots who spend a lot of time flying — kind of. The kind of hours you spend flying is important, and in many instances you might have to fly with a certified instructor for at least 25 hours or more depending on how complex of an aircraft you intended to own or fly. This has to be done before insurance provider will even consider covering a solo flight.
